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The highest limit in the country is available in Honolulu, Hawaii, which is even higher than the limit in San Diego. Homeowners in areas with high housing costs should check their conventional loan limit before they assume they need a jumbo cash advance hurt credit score. Homeowners who refinance multi-unit homes have access to higher loan limits: The conventional loan limit for a 1-unit home: 453,100 The conventional loan limit for a 2-unit home: 580,150 The conventional loan limit for a 3-unit home: 701,250 The conventional loan limit for a 4-unit home: 871,450.
Homeowners with multi-unit homes that are also in high-cost areas can receive conventional loans over 1. 2 million. Keep in mind that these are loan limits, not home price limits. Someone refinancing a 2 million home could receive a conventional loan of 453,100 in any area of the country.