She reiterated the stance of the OLA representative in the story, that state laws about online lending are unclear and that most online lenders don't operate in states "where jurisdiction is in question. " Among her other points: "The article relies heavily on a Pew Charitable Trust study regarding online personal loan promotion malaysia storefront lending that is based on research conducted in 2011, which preceded changes by many online lenders in response to personal loan promotion malaysia guidance from the FTC.

In short, the study does not reflect how legitimate online lenders conduct business today. We do, however, agree with a number of the conclusions in the Pew report, including the need for more fraud protection and strong, clear federal guidelines for small-dollar loans. "OLA and its members abide by a strict set of industry best practices that Pew referenced positively in its study. OLA companies use sophisticated underwriting analytics to ensure customers are willing and able to repay.

Defaults arent good for the lender or the consumer. OLA has a fraud prevention and identification program that works with the FTC to shut down [fraudulent lenders].

OLAs newly launched 'Look for the Seal' education campaign encourages consumers to 'know before they owe' and only work with responsible, legitimate online lenders. " How to get payday loans online.

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