Gov), and the US Consumer Financial Protection Bureau consolidated bank personal loans - http:www. consumerfinance. govcomplaint) 080613 - Cash Express Loan The Department of Business Oversight issues a warning notice regarding Cash Express Loan.
An entity calling itself Cash Express Loan may be offering consumer loans andor deferred deposit transactions (also known as payday loans) in California without any license issued by the Commissioner of Business Oversight in violation of the California Finance Lender Law andor the California Deferred Deposit Transaction Law.
Cash Express Loan purports to provide the following telephone number and email address: 1 872-588-4199 and supportcashexpressprocess. com, but no website or physical address. In or about May 2013, this entity contacted at consolidated bank personal loans one California consumer offering a 2,500 loan conditioned upon payment of an upfront 280 fee, which was to be paid by purchasing a Vanilla Reload Network card, a type of stored-value card.
After loading the funds onto the card, the California consumer was instructed to give the pin number of the card to the entity, which then withdrew 280 from the card. However, after paying the 280 upfront fee, the California consumer never received any loan funds, and repeated calls and emails to the entity have gone unanswered.
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Depending on your credit consolidated bank personal loans and desire to pay your loan off quickly, your lender may consolidated bank personal loans offer you loans with an APR near the high end of the range noted above. This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community.
You are encouraged to consult your states consumer information pages to learn more about the risks involved with cash advances. State laws and regulations may be applicable to your payday loan. If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest.
We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan.